LTC America, LLC Annuities

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Annuities

Annuities are financial products that provides a stream of equal payments to an individual that occur at predetermined intervals (that is, monthly or annually). The payments may continue for a fixed period or for a contingent period, such as for the recipient's lifetime.

LTC America, LLC offers clients several types of annuities for long-term care planning including the traditional Fixed Annuity, Single Premium Immediate Annuity and Single Premium Deferred Annuity to the newer options:

Annuities for Medicaid Eligibility

Especially endorsed annuities that meet Medicaid eligibility standards convert a resource into a stream of income. This may be highly beneficial in certain situations.

Medically Underwritten Single Premium Immediate Annuities

Single Premium Immediate Annuities take your medical situation into consideration and may provide a higher return or a lower single premium than standard annuities. An excellent vehicle to obtain additional income for anyone with a medical condition. This option is especially appealing for persons who are not eligible for Long Term Care insurance.

To learn more about annuities and deciding which is best for you, call us at 631-393-5039 or email us at info@ltcamerica.com.